Bridging Finance

commercial property mortgages

Bridging Finance

Bridging finance also known as bridging loan is a short term finance for property owners or investors. Typical term of a bridging finance is between 3 months and 12 months. These loans are often taken out when property is in a poor condition and not suitable for a standard mortgage. Also, if you are purchasing a property from auction and transaction needs to be completed quickly, bridging finance or auction finance could be a good option. Underwriting for bridging finance is very quick due to flexible lending criteria i.e. minimum income or no income requirements and poor credit history also acceptable.

Residential Bridging Finance

  • Max LTV 75%
  • 100% funding accepted with additional security
  • Loans from £26k to £20m
  • Lending area England/Scotland /Wales
  • Interest options: Serviced, interest roll-up and payment deduction options available
  • Adverse Credit acceptable
  • Expat & applicants without permanent rights to reside in the UK accepted
  • No maximum age on self-funded BTL
  • Free Valuation scheme available for auction purchase (depending on product availability)
  • Free Lender’s legal fees for auction purchase up to £500k (depending on product availability)
  • If a property needs refurbishment, then client may be eligible to apply for additional funding allowing the costs of refurbishment works to be further advanced

Bridging Finance for Semi Commercial, Commercial and Land Products

  • Max LTV 70%
  • Loans from £50k to £20M
  • Interest options: Serviced, interest roll-up and payment deduction options available
  • Adverse Credit acceptable
  • T&C: Rates and conditions are subject to change time to time. Please do contact us to find out more.

Why Choose Olympia Finance for Bridging Finance?

Olympia Finance is a specialist mortgage broker based in London and Essex, providing mortgage and insurance services throughout the UK. We have access to the whole of market Lenders with a wide range of criteria hence, we can help you find a mortgage deal that suits your needs. Even with non-standard circumstances, we may still be able to help. Contact our specialist team today to find out how we can assist you.

Top 5 Reasons to choose Olympia Finance



Expert Advice
Here at Olympia Finance your case would be dealt by an experienced and qualified mortgage adviser from the beginning to the end.
Tailored Services
We understand every client’s situation is different and unique, hence we ensure all of our clients get the right mortgage deal based on their needs and circumstances.
Whole of Market
We have access to 1000’s of deals from the whole of market lenders. Therefore, we can source out the best deal for you that suits your needs.
Client Satisfaction
We put all of our clients at the heart of everything we do. We have been constantly rated Excellent service provider on multiple review sites, i.e. Reviews, Google. Most of our clients come through referral and word of mouth, also our existing clients love keep coming back to us.