Adverse Credit Solutions

If you have experienced financial difficulties in the past which led to defaults, CCJs or a series of late or missed payments which have left you with a colourful credit history, then your mortgage application most likely won’t be accepted by the standard mortgage lender you see on the high street. This type of mortgage is similar to a standard mortgage but they have higher interest rates and charges. This is also known as sub-prime mortgage or adverse credit mortgage and can help people with poor credit histories to get on the property ladder.

Credit scores can be affected by several factors. If you have any of the following, we may still be able to help:

Unsatisfied or satisfied defaults
Unsatisfied or satisfied CCJs/country court judgments
Missed credit card, loan or mortgage payments
On a debt management plan

Why Choose Olympia Finance for Adverse Credit Mortgage?

Here at Olympia Finance, we work with many specialist lenders who consider applications from adverse credit applicants who are first time buyers, home movers and property investors. We have access to the whole of market Lenders with a wide range of criteria hence, we can help you find a mortgage deal that suits your needs. If there aren’t any options available to you right now, an experienced financial adviser will assess your situation and can advise you appropriately on how to proceed forward with your mortgage needs. Contact our specialist team today to find out how we can assist you.