71-75 Shelton Street | Covent Garden
London | WC2H 9JQ​​
0207 096 1988


Owner Occupied Business

If you’re looking to purchase a property for using as your own business premises or remortgaging your current business property, we can source out the most suitable Commercial Mortgage deal for you. We specialise arranging commercial finance for properties including offices, professional practices, pubs, restaurants, retail shops with or without living accommodation, industrial and manufacturing units.

Mortgages are available for new business start-ups, where a business plan and a projection of 1st years trading is required, as well as existing businesses, where the last 2 or 3 years accounts are required. If no proof of income is available, we can arrange self-cert commercial mortgages, where an accountant’s certificate is all that is required in most cases.


Semi-Commercial Property

Semi-commercial and mixed use property where the business element is run by the applicant. Semi-commercial property comprises both residential living accommodation with a proportion of the property for business purposes.


Remortgaging commercial owner-occupied premises

We can arrange funding up to 75% of the property value to purchase or refinance an existing mortgage facility and for capital raising. Lending is subject to trading performance and the type of industry as well as the condition and location of the property. All mortgages are generally subject to status, although facilities exist for those applicants who fall outside of usual lending criteria.

The mortgage is generally based on the ‘bricks and mortar’ value of the building. This excludes the value of the business goodwill and value of any fixed assets within the business. In some business sectors, mortgage lending can also be based on the business appraisal value, which can include goodwill.

Commercial Property Investment

Commercial investment mortgages are designed for companies or individuals purchasing or remortgaging commercial property let to a third party. Here at Olympia Finance we can arrange the right commercial mortgage deal for you or your business.

We can provide commercial investment mortgages secured against a wide range of commercial and business types. Business sectors typically include office, retail, leisure, industrial and manufacturing, healthcare and education.


Semi-Commercial Investment

Semi-commercial and mixed use property owned on an investment basis. Semi-commercial property comprises both residential living accommodation with a proportion of the property with for business purposes. The commercial element may either be the owners business or rented out on a formal lease arrangement.


Types of deals we can arrange for you

We deal with many large commercial lenders in the UK. Lending criteria and products are different from lender to lender. However, we can arrange followings for owner occupied business or commercial investment mortgage:

  • Borrow from £25,000 to £25m
  • Mortgage terms up to 30 Years
  • Up to 75% of the property value or purchase price
  • Repayment or interest-only options

Contact us today to find out more or to talk with a mortgage adviser about your requirements

Ask us a question